With the EU’s MiCA transitional period expiring in just over a week, BitGo Europe GmbH has struck a deal to provide regulated infrastructure to Bielik.io, a Warsaw-based crypto trading platform. The partnership lets Bielik.io keep its customer-facing app while BitGo Europe handles custody, trading, and settlement under its MiCA license — a blueprint that may help smaller European platforms survive the July 1 deadline without building their own compliance stack.
What the integration covers
Through the integration, eligible Bielik.io users can deposit funds, trade supported digital assets, and have those assets held in custody — all via Bielik’s mobile app. The regulated core runs on BitGo Europe’s Crypto-as-a-Service infrastructure, which includes wallet APIs, onboarding and KYC, trading and settlement, transfer services, SEPA on- and off-ramps where available, policy controls, and insurance. For users, the change may be invisible: the same app offers deposits and trades, but the entity providing custody or transfers may now be BitGo Europe rather than Bielik.io itself.
Why smaller platforms are outsourcing
BitGo Europe GmbH holds a German MiCA license and is authorized to provide services across the European Economic Area, including France under free provision of services. That regulatory standing is exactly what smaller platforms lack. After July 1, any entity that offers crypto services to EU clients without its own MiCA license is in breach of EU law and must stop. The European Securities and Markets Authority has also made clear that CASPs cannot outsource or delegate custody to firms that aren’t themselves authorized CASPs. That rule effectively forces platforms like Bielik.io to partner with a licensed provider if they want to keep offering custody or trading.
The trade-off is real: a customer-facing platform that depends on another company for regulated functions has less operational independence. Its continuity hinges on the provider’s license scope and service availability. But for many small and mid-sized European crypto firms, giving up some control is better than shutting down.
The countdown to July 1
MiCA’s transitional period runs out in nine days. The BitGo Europe-Bielik.io deal is one of the more visible examples so far of how the market is reshaping itself in the final stretch. Expect more announcements like this one in the coming week as platforms scramble to find a licensed partner — or announce they’re pulling out of the EU entirely.
