Lolli, the bitcoin cashback app, has finally closed the gap between loyalty points and crypto. Starting this week, users can earn automatic bitcoin rewards on everyday debit and credit card purchases — no scanning receipts, no clicking through browser extensions. The move turns every trip to the grocery store or coffee shop into a tiny dollar-cost average into BTC.
How the new card-linking feature works
Users link a debit or credit card inside the Lolli app. When they shop at any of the company’s 1,000-plus partner merchants — think Nike, Sephora, Booking.com — the cashback lands in their Lolli wallet automatically. No extra taps or codes needed. The bitcoin stacks up over time and can be withdrawn to an external wallet whenever the user wants.
Previously, Lolli required a browser extension or manual receipt uploads to trigger rewards. The card-linking option removes that friction, which is the single biggest barrier for casual users who forget to activate the extension.
Why Lolli pushed for automatic rewards now
The timing makes sense. Credit card rewards are a crowded field, and bitcoin cashback has been a niche feature at a handful of fintech startups. By making the process invisible — just swipe and earn — Lolli is betting that passive accumulation will bring in customers who wouldn’t otherwise bother with a separate rewards app.
The company also faces competition from Fold, which offers BTC rewards on debit spending, and from crypto-native credit cards like the Gemini Card. Lolli’s edge is that it works with existing cards, so users don’t have to open a new bank account or apply for a fresh credit line.
For someone who already spends at partner stores, the change is largely transparent. The bitcoin shows up in the app after each transaction, and over months those fractions of a percent add up. Lolli doesn’t disclose its exact cashback rates publicly, but typical offers range from 1.5% to 5% depending on the merchant and time-limited promos.
The real test will be whether users actually hold the bitcoin or cash out immediately. Lolli has always marketed itself as a long-term savings tool, and automatic stacking nudges people toward that behavior.
Rollout details
The card-linking feature is live now for Lolli users in the United States. There’s no word yet on international expansion, but the company has been growing its merchant network in Europe and Asia over the past year. For now, anyone with a U.S.-issued Visa, Mastercard, or Amex can link it and start earning.
