MoonPay, the crypto payments company, has released a new tool called Paybox that lets artificial intelligence agents make real purchases. The decentralized wallet is designed to work with chatbots like ChatGPT and Claude, giving them the ability to buy items from Amazon and other online merchants.
What Paybox does
Paybox is a self-custodial wallet, meaning the user retains control of their funds. Instead of a human clicking “buy,” an AI agent can initiate and complete a transaction using the wallet. The company says the tool is meant to bridge the gap between AI assistants and real-world commerce.
MoonPay didn’t specify which merchants besides Amazon are supported, but the wallet is built to work with any online store that accepts standard payment methods. The AI agent receives a set of permissions from the user — for example, a spending limit or a list of approved products — before it can make a purchase.
AI agents have been able to browse the web and recommend products for a while, but actually completing a purchase has been a hurdle. Most payment systems require a human to enter card details or confirm a transaction. Paybox removes that step by giving the AI its own wallet with pre-approved funds.
That raises obvious questions about security and oversight. MoonPay says the wallet uses smart contracts to enforce rules set by the user. If an agent tries to buy something outside its allowed parameters, the transaction is blocked. The company also notes that all purchases are recorded on the blockchain, creating an auditable trail.
Who can use it
Paybox is available now. MoonPay is marketing it to developers and power users who want to automate shopping tasks. The company hasn’t announced a consumer-friendly version yet, but the underlying technology is open for anyone to integrate.
For now, the tool is most likely to appeal to people who already use AI agents for tasks like research, scheduling, or content generation. Adding the ability to buy things turns those agents into something closer to a personal assistant that can handle errands.
MoonPay didn’t say how many users have signed up since launch, or whether any major retailers beyond Amazon are already integrated. The company also didn’t comment on fees or transaction limits.
What’s next
The launch puts MoonPay in a growing niche where AI meets finance. Other companies are working on similar ideas, but Paybox is one of the first to go live with a specific focus on AI agents. The next step will likely be broader merchant support and clearer guidelines for how users can set spending rules.
MoonPay hasn’t announced a timeline for those features. For now, the wallet is live and the company is waiting to see how developers and early adopters put it to use.
