Bitcoin

The student debt crisis is a slow-burn macro headwind for crypto adoption. Millennials and Gen Z—the primary demographic for decentralized finance—are forced to prioritize debt repayment over investment, reducing the natural buyer base for risk-on assets. Meanwhile, baby boomers hold the majority of financial assets, but their risk-averse, income-focused strategies rarely include crypto, creating a liquidity gap that could persist for years.

Evan Davis questions whether baby boomers are the luckiest generation in history, focusing on young graduates criticizing student debt terms.