LayerZero and Keeta have partnered to enable native cross-chain transfers of tokenized bank deposits. The supported blockchains include Ethereum, Solana, Base, and Keeta's own network. That means tokenized deposits — real-world assets issued by banks — can now move seamlessly between these chains without wrapping or bridging through a third-party token.
How the integration works
Keeta handles the tokenization of bank deposits on its platform. LayerZero provides the omnichain messaging layer that lets those tokens move across chains. When a user wants to transfer a deposit from Ethereum to Solana, for example, LayerZero's protocol burns the token on the source chain and mints a representation on the destination chain. The deposit itself stays locked in Keeta's custody, so the bank's liability doesn't double up.
The setup is live now. No timeline was given for additional chain support, but the architecture is designed to be chain-agnostic.
Why tokenized deposits need cross-chain
Banks have been experimenting with tokenized deposits as a way to settle payments faster and offer programmable money. But most of those deposits live on a single blockchain. If a bank issues deposits on Ethereum and a customer wants to use them on Solana, they'd normally need to go through a centralized exchange or a wrapped token — both add friction and counterparty risk.
This partnership removes that step. It's a direct pipe between chains, which could make tokenized deposits more practical for everyday use. The timing isn't accidental: a handful of major banks have launched or piloted tokenized deposit products this year, and interoperability is the next hurdle.
The chains involved
Ethereum, Solana, and Base are the three public blockchains supported. Keeta's own network rounds out the list. That gives the integration coverage across the biggest smart-contract platform, a high-throughput chain, and an L2 with growing DeFi activity. Keeta's own chain likely serves as a settlement or issuance layer for the banks it works with.
No word yet on whether other chains like Avalanche or Polygon will be added. The partnership is structured so that adding a new chain requires a LayerZero endpoint deployment and Keeta's smart-contract update — technically straightforward, but each bank may have its own compliance requirements.
The integration is live as of this week. Whether other chains get added will depend on demand from the banking partners using Keeta's platform.
