tags and
tags. Let's translate: First paragraph: "The crypto card business has quietly grown into a serious industry. More than 250 projects now offer some form of crypto-linked card, and monthly spending on those cards is approaching $760 million. The numbers, which reflect the sector's steady expansion through 2026, point to a simple reality: digital currencies are finding their way into everyday purchases, not just trading portfolios." Translation: "Perniagaan kad kripto telah berkembang secara senyap menjadi industri yang serius. Lebih daripada 250 projek kini menawarkan beberapa bentuk kad berkaitan kripto, dan perbelanjaan bulanan pada kad tersebut menghampiri $760 juta. Angka-angka itu, yang mencerminkan pengembangan sektor yang stabil melalui 2026, menunjukkan realiti mudah: mata wang digital sedang menemukan jalan ke dalam pembelian harian, bukan hanya portfolio perdagangan." We need to ensure natural Malay. "secara senyap" might be "secara senyap-senyap" but "senyap" is fine. "berkembang" is better than "berkembang" - but we have "quietly grown" so "berkembang secara senyap" is okay. "menawarkan bentuk kad berkaitan kripto" - maybe "kad berkait kripto" but we'll keep as is. "menghampiri" is good. "melalui 2026" - but the original says "through 2026" meaning up to 2026, but it's a projection? Actually it says "which reflect the sector's steady expansion through 2026" - might mean the expansion that is expected to continue through 2026, or it's based on data up to 2026? But we'll translate as "melalui 2026" - but "melalui" means "through" as in "via", but here it means "until" or "up to". Better: "sepanjang 2026" or "hingga 2026". But the original says "through 2026" which is a period. Actually "through 2026" could mean "until the end of 2026" or "throughout 2026". We'll use "sepanjang 2026" meaning "throughout 2026" but the context is that the numbers reflect the expansion that is happening through 2026, so maybe "sepanjang tahun 2026" but it's not clear. I'll use "sepanjang 2026" as it conveys the idea of the period. Better: "Angka-angka itu, yang mencerminkan pengembangan sektor yang stabil sepanjang 2026, menunjukkan realiti mudah: mata wang digital semakin digunakan dalam pembelian harian, bukan hanya dalam portfolio perdagangan." We'll adjust. Now h2: "Scale of the card boom" -> "Skala ledakan kad" or "Saiz ledakan kad"? "Boom" is "ledakan" but it might be "kemunculan" but "ledakan" is fine. "Skala ledakan kad" is good. Paragraph: "Just a few years ago, a crypto card was a niche product for early adopters. Today the sector spans prepaid cards, debit cards, and credit-style offerings, issued by a mix of crypto companies, fintechs, and traditional payment firms. The 250-project milestone means a customer in nearly any major market can find a card that lets them spend Bitcoin, ether, or stablecoins at a regular merchant." Translation: "Beberapa tahun yang lalu, kad kripto adalah produk khusus untuk pengguna awal. Hari ini, sektor ini merangkumi kad prabayar, kad debit, dan tawaran bergaya kredit, yang diterbitkan oleh gabungan syarikat kripto, fintech, dan firma pembayaran tradisional. Pencapaian 250 projek bermakna pelanggan di hampir semua pasaran utama boleh mencari kad yang membolehkan mereka membelanjakan Bitcoin, ether, atau stablecoin di peniaga biasa." We need to keep "Bitcoin, ether, or stablecoins" - we'll keep names as is. "pengguna awal" is fine. "peniaga" for merchant. Now next paragraph: "That breadth is new. It's not one or two big players dominating — it's a crowded field with dozens of options, each trying to undercut the other on fees, rewards, or cashback. Competition has been good for users, even if it's squeezed margins on the issuing side." Translation: "Keluasan itu adalah baru. Bukan satu atau dua pemain besar yang mendominasi - ia adalah bidang yang sesak dengan berpuluh-puluh pilihan, masing-masing cuba untuk mengurangkan yang lain pada yuran, ganjaran, atau wang balik. Persaingan telah baik untuk pengguna, walaupun ia telah menekan margin pada pihak penerbit." We need to be careful: "undercut" means to undercut prices, so "mengurangkan" might be "memotong harga" but we'll say "cuba untuk menawarkan lebih rendah daripada yang lain dalam yuran, ganjaran, atau wang balik". But we can simplify: "masing-masing cuba untuk mengatasi yang lain dalam yuran, ganjaran, atau cashback." "mengatasi" is to outdo. But "undercut" specifically means to offer lower prices, so "mengurangkan yuran" etc. Let's use "cuba untuk menawarkan yuran, ganjaran, atau cashback yang lebih rendah daripada pesaing" but that's wordy. Maybe "masing-masing cuba untuk memotong harga pada yuran, ganjaran, atau cashback" - "memotong" means to cut. We'll use "memotong" as in "memotong yuran" but that might not be accurate. Let's say "masing-masing cuba untuk mengalahkan yang lain dalam yuran, ganjaran, atau cashback" - "mengalahkan" means to beat. But that implies better, not necessarily lower. Actually "undercut" means to charge less, so we can say "menawarkan yuran yang lebih rendah" etc. But we want to keep it concise. I'll use: "masing-masing cuba untuk menjatuhkan harga yuran, ganjaran, atau cashback" - not good. Let's use: "masing-masing cuba untuk menawarkan yuran, ganjaran, atau cashback yang lebih menarik daripada yang lain" but that changes meaning. Actually the original says "trying to undercut each other on fees, rewards, or cashback" - meaning they try to offer lower fees, higher rewards, or better cashback? Actually "undercut" on fees means lower fees, on rewards means maybe better rewards? Usually "undercut" means to offer a lower price, but for rewards it's not lower, it's higher? Hmm. Actually "undercut" can also mean to reduce or weaken, but here it's a competitive term: they try to beat each other on fees, rewards, cashback. So they might offer lower fees, higher rewards, more cashback. So "mengalahkan" might be better: "masing-masing cuba mengalahkan yang lain dalam yuran, ganjaran, atau cashback" - that conveys competition. I'll use that. "Competition has been good for users" - "Persaingan telah baik untuk pengguna" - but better: "Persaingan telah memberi manfaat kepada pengguna" or "Persaingan telah menguntungkan pengguna". I'll use "Persaingan telah menguntungkan pengguna". "even if it's squeezed margins on the issuing side" - "walaupun ia telah menekan margin pada bahagian penerbit" - "penerbit" means issuer. "squeezed" means reduced, so "men
