Where the money went
Bitcoin, XRP, and Solana each returned more than 40% under the same monthly-buying approach. A Bitcoin portfolio reached about $8,660, XRP hit $8,465, and Solana ended at $8,025. Tron's TRX stood out as the clear winner, with the portfolio climbing every single year: $1,000 in 2022, $3,679 in 2023, $11,032 in 2024, $13,723 in 2025, and $16,521 by August 2026.
The 2024 rally drove most of those gains. By the end of that year, a Solana portfolio was worth $17,728, XRP had reached $14,345, Bitcoin sat at $10,193, and even Cardano had climbed to $7,251.
" Translation: "Ke mana perginya wang
Bitcoin, XRP, dan Solana masing-masing memberikan pulangan lebih daripada 40% di bawah pendekatan pembelian bulanan yang sama. Portfolio Bitcoin mencapai kira-kira $8,660, XRP mencapai $8,465, dan Solana berakhir pada $8,025. TRX Tron menonjol sebagai pemenang jelas, dengan portfolio meningkat setiap tahun: $1,000 pada 2022, $3,679 pada 2023, $11,032 pada 2024, $13,723 pada 2025, dan $16,521 menjelang Ogos 2026.
Kenaikan 2024 memacu kebanyakan keuntungan tersebut. Pada akhir tahun itu, portfolio Solana bernilai $17,728, XRP telah mencapai $14,345, Bitcoin berada pada $10,193, dan walaupun Cardano telah meningkat kepada $7,251.
" Third paragraph: "What 2024 changed
The market's turning point came in January 2024, when the SEC approved spot Bitcoin ETFs, followed by spot Ethereum ETFs in May. Donald Trump's November 2024 election victory added fuel — he campaigned on making the US a global crypto hub, building a national Bitcoin stockpile, and replacing SEC Chair Gary Gensler. Bitcoin hit repeated record highs afterward as traders bet on friendlier regulation.
The Trump administration followed through on parts of that agenda. It established a Strategic Bitcoin Reserve and a US Digital Asset Stockpile, and signed the GENIUS Act, which created a federal regulatory framework for payment stablecoins.
" Translation: "Apa yang berubah pada 2024
Titik perubahan pasaran berlaku pada Januari 2024, apabila SEC meluluskan ETF Bitcoin spot, diikuti oleh ETF Ethereum spot pada Mei. Kemenangan pilihan raya Donald Trump pada November 2024 menambah bahan api — beliau berkempen untuk menjadikan AS sebagai hab kripto global, membina stok Bitcoin negara, dan menggantikan Pengerusi SEC Gary Gensler. Bitcoin mencapai rekod tertinggi berulang kali selepas itu apabila pedagang bertaruh pada peraturan yang lebih mesra.
Pentadbiran Trump melaksanakan sebahagian daripada agenda tersebut. Mereka menubuhkan Rizab Bitcoin Strategik dan Stok Aset Digital AS, serta menandatangani Akta GENIUS, yang mewujudkan rangka kerja kawal selia persekutuan untuk stablecoin pembayaran.
" We need to keep "spot Bitcoin ETFs" - maybe "ETF Bitcoin spot" is fine. "SEC" is proper noun. "GENIUS Act" - we can keep as "Akta GENIUS" but it's a proper noun, maybe keep as "GENIUS Act" but we can translate "Act" to "Akta". Actually it's "GENIUS Act" - we can say "Akta GENIUS" but it's a specific law, so maybe keep "GENIUS Act" in English? The instruction says keep proper nouns, but "Act" is a common noun? Better to translate as "Akta GENIUS" since it's a law. But we can also keep as "GENIUS Act" for clarity. I'll use "Akta GENIUS" but note that it's a proper noun. Actually, we can say "Akta GENIUS" as it's a title. Fourth paragraph: "The case for DCA
Dollar-cost averaging smoothed out the damage in the downturn that followed. Ethereum's price fell about 50% from roughly $3,770 to $1,900, but the DCA portfolio lost only 12.5% because later purchases were made at lower prices. Cardano dropped about 85% from $1.38 to $0.20, yet the DCA portfolio's loss was a milder 53.3%.
Solana tells the clearest story. The token remained roughly 59% below its early-2022 price of $170, but the DCA portfolio was up 43.3% — thanks to accumulation during the post-FTX collapse, when SOL traded below $10.
" Translation: "Hujah untuk DCA
Purata kos dolar melicinkan kerosakan dalam kemerosotan yang berikutnya. Harga Ethereum jatuh kira-kira 50% daripada kira-kira $3,770 kepada $1,900, tetapi portfolio DCA hanya rugi 12.5% kerana pembelian kemudian dibuat pada harga yang lebih rendah. Cardano jatuh kira-kira 85% daripada $1.38 kepada $0.20, namun kerugian portfolio DCA lebih ringan pada 53.3%.
Solana menceritakan kisah yang paling jelas. Token itu kekal kira-kira 59% di bawah harga awal 2022 sebanyak $170, tetapi portfolio DCA meningkat 43.3% — terima kasih kepada pengumpulan semasa kejatuhan selepas FTX, apabila SOL didagangkan di bawah $10.
" Note: "post-FTX collapse" - "kejatuhan selepas FTX" is fine. Fifth paragraph: "Where the market stands now
The broader downturn has
